Our Commitment to You
Expert Insurance Solutions
We take a consultative approach—designing tailored programs across voluntary benefits, group health, life insurance, and ancillary offerings—aligned to each client’s workforce and business objectives. By combining high-touch advisory service with technology-driven execution, we streamline enrollment, increase engagement, and produce measurable outcomes.
Meet the Team
Anthony Cavallaro
Anthony Cavallaro
Anthony Cavallaro
Anthony Cavallaro brings over two decades of experience driving results in highly competitive markets and helping employers build smarter, more effective benefits strategies. As President of AMA & Associates Corp., he partners with organizations and broker clients to deliver customized solutions that improve retention, strengthen compensa
Anthony Cavallaro brings over two decades of experience driving results in highly competitive markets and helping employers build smarter, more effective benefits strategies. As President of AMA & Associates Corp., he partners with organizations and broker clients to deliver customized solutions that improve retention, strengthen compensation packages, and maximize the value of their benefits offering.
Taking a consultative, results-oriented approach, Anthony designs and implements tailored programs across voluntary benefits, group and individual life insurance, and ancillary solutions. He understands that today’s workforce demands flexibility—and ensures every strategy is built to adapt, perform, and deliver measurable impact.
With experience supporting local, regional, and national accounts, Anthony and his team are focused on one thing: helping clients implement benefit programs that work—both for their employees and their bottom line.
Michael Cavallaro
Anthony Cavallaro
Anthony Cavallaro
Michael Cavallaro, a Life Insurance and Annuity Specialist, takes a holistic and strategic approach in protecting his clients on their benefits and financial protection needs. Since beginning his career in 2023, he has been focused on delivering a high level of service through customized solutions that align with each client’s goals. Mich
Michael Cavallaro, a Life Insurance and Annuity Specialist, takes a holistic and strategic approach in protecting his clients on their benefits and financial protection needs. Since beginning his career in 2023, he has been focused on delivering a high level of service through customized solutions that align with each client’s goals. Michael works across voluntary benefits, life insurance, annuities, and ancillary offerings, ensuring a comprehensive approach. Known for his responsiveness and flexibility, he supports clients at every stage—providing clarity and confidence in an evolving benefits landscape.
Brett Scher
Anthony Cavallaro
Brett Scher
Brett Scher is an Independent Benefits Consultant specializing in helping employers build stronger benefits programs that improve retention and employee satisfaction. Through tailored voluntary and ancillary solutions, he helps organizations deliver more value to their workforce without increasing overall costs.
Why Choose AMA & Associates Corp.
Expertise
Our Partnerships
Expertise
AMA & Associates Corp. delivers strategic, technology-enabled benefits solutions that help employers improve retention, control costs, and enhance the employee experience.
We also partner closely to drive exceptional enrollment results and provide ongoing support—ensuring a seamless experience for both clients and their employees.
Our Values
Our Partnerships
Expertise
At AMA & Associates Corp., we believe in integrity, honesty, and transparency. We always put our clients' needs first and strive to build long-term relationships based on trust and mutual respect.
Our Partnerships
Our Partnerships
Our Partnerships
We understand that every client has unique insurance needs. That's why we offer customized insurance solutions tailored to your specific situation. We work with you to understand your needs and provide the best coverage options. From local organizations to national accounts, our focus is consistent: build benefits programs that perform—for both employees and the bottom line.
Secure your future with AMA & Associates Corp.
Voluntary Benefits
Voluntary benefits are a critical component of a modern total rewards strategyproviding employees with access to customizable, cost-effective protection while enabling employers to enhance their benefits offering without increasing fixed costs.
Through employer-sponsored, employee-paid programs, organizations can offer a comprehensive suite of solutions at group rates, including supplemental health coverage (dental, vision, critical illness), life insurance, disability protection, accident and hospital indemnity, as well as legal and identity theft services.
AMA & Associates works with trusted, industry-leading carriers such as Aflac, MassMutual, and Guardian, while leveraging a broad network of partners to ensure each client receives the most appropriate solution for their organization and workforce.
Our approach is results-driven—focused on identifying gaps, aligning benefits with employee needs, and delivering measurable outcomes through strategic plan design and effective enrollment execution.
By integrating voluntary benefits into a broader benefits strategy, employers can increase engagement, improve retention, and deliver meaningful value—while maintaining cost efficiency and administrative simplicity.
Life Insurance Solutions
Selecting the right life insurance strategy requires a disciplined, consultative approach—ensuring protection, long-term stability, and alignment with broader financial goals.
Coverage Amount
Establish a level of coverage that fully addresses outstanding obligations, income replacement, and future financial needs such as education funding and retirement planning.
Type of Insurance
Term Life: Provides cost-efficient protection for a defined period, making it an effective solution for income replacement and temporary risk management.
Permanent Life (Whole Life): Offers lifetime protection with the added benefit of cash value accumulation, supporting long-term financial planning and wealth preservation.
Premium Structure
Evaluate both current affordability and long-term sustainability to ensure the policy remains aligned with your financial plan over time.
Insurance Carrier
Partner with financially strong, reputable carriers known for consistent performance, efficient claims handling, and a high level of service.
Policy Enhancements (Riders)
Incorporate additional features—such as accidental death or disability riders—to strengthen coverage and address specific risks.
Health and Lifestyle Factors
Underwriting considerations such as age, health, and lifestyle directly impact policy structure and pricing, making proper planning essential.
At AMA & Associates, we take a holistic, results-driven approach—working with trusted carriers, along with our broader network, to design tailored solutions that align with each client’s needs.
The objective is clear: deliver protection that ensures financial security, confidence, and long-term impact for you and your family.y.